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jimpat65":tf9w9ihq said:
Joe,
No need to come to my defense, although I appreciate it. I have owned my house for a long time and probably have more equity in it, even in this down market, than three times the cost of his trailer.
R/
Jim
You might have 3x more “equity” than the cost of my trailer, but it looks like you’re coming up a little short in the CASH department, eh sport?

Since your own credit union doesn’t want to loan you the entire amount for a 25k boat and you’re having a little trouble coming up with the rest, I think you should definitely get yourself an appraiser and kitchen countertop installer willing to play ball. Have them pad an extra 50k in your home improvement loan so you can use all that “untapped home equity” you got to buy deltajoe’s boat.

Then give these guys a call to have it shipped out here for about 3k or so:
http://www.boatmovers.com/
Or go here and see what kind of bids you get from other shippers:
http://www.uship.com/

I’ll let you take care of the shipping and I’ll just wait to pick it up from you in San Diego next season during the foreclosure sale.
Oh, and make sure you get granite for my house, I don’t want any of that corian crap.

http://www.classicparker.com/phpBB2/vie ... ght=#35063
jimpat65 Posted: Sat Aug 16, 2008 1:51 pm
jimpat65":tf9w9ihq said:
I am having an issue with my Credit Union and thought maybe someone would have an idea. I am looking at buying the Parker 2000 2100 DV CC for 25K that I posted about on here already and the credit union said they will finance me for 25K, but it depends on the collateral as established by the NADA guide. They look at the boat and motor and that is it and then only give 90% of that. They estimated the worth at 22.5K and will finance me to 20K so I have to come up with the other 5 plus the sales tax of about $1900. I have most of that but would rather not spend my safety cash if you know what I mean.

Any ideas? Other places that are good with boat loans for people with plenty of income and great credit?

THanks,
Jim
 
Question to all respected members.
Do we have a S**T pot stirrer here?
Each and every knows where to draw the line or I would hope so.
Lets offer constructive critism and not some unsubstansiated banter.
Tom
 
Be CIVIL everyone or this thread will be closed! And your posts monitored.

Add only constructive info or ignore this post ... and I don't accept retalitory responses to something already posted ... or I'll delete the offending posts within this thread.

CP goes a long way to ensure a high signal-to-noise ratio.
 
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